Get your financial life in order with a financial plan. We can help you plan for your future so you can make better financial decisions today.
PLANNING FOR MY FUTURE
Awareness is the key to gaining more control over your money. We use smart technology to simplify how you track and organize your personal finances. Create budgets, monitor spending and view all your accounts from any device.
- View Transactions
- Create Budgets and Savings Goals
- Monitor Income and Expenses
Asset allocation is the foundation for a smart investment plan. Efficient portfolio design reduces costs and utilizes diversified investment options best suited for achieving your financial goals. The key to long term success is maintaining a disciplined investment strategy.
- Exchange Traded Funds (ETF)
- Mutual Funds
- Alternative Investments
Whether you’re just getting started or already saving, achieving a successful retirement requires planning. A smart retirement strategy should consider the tax benefits associated with different types of investment accounts in addition to corporate and government benefits.
- 401(k), 403(b) and other Retirement Plans
- Rollovers, IRAs and Roth IRAs
- Pensions and Annuities
- Social Security and Medicare Benefits
- Elder Care Planning and Long Term Care
Planning to reduce taxes is an important element of your financial plan. Proactive tax planning should align cash flow with long term financial goals to identify opportunities for reducing and deferring tax liabilities.
- Retirement Strategies
- Charitable Giving
- Tax Diversification
- Roth Conversions
- Tax Loss Harvesting
Risk management and insurance planning are key components to any sound financial plan. We'll help you evaluate different kinds of insurance strategies so you can protect yourself from the costs of accidents, disability, and death. There is no one-size-fits-all policy, we can explain your options, conflicts of interest and compare policies to help you make insurance decisions that make sense for you.
- Coverage through Employee Benefit programs
- Term Life Insurance
- Whole Life & Universal Life Insurance
- Long Term Care Insurance
- Disability Insurance
Your legacy is important. A comprehensive estate plan should protect your assets and provide direction to loved ones in the event of incapacity or death. We openly collaborate with your attorney and accountant to design a holistic estate plan that addresses your wishes.
- Trusts and Wills
- Power of Attorney
- Health Care Directives
- Irrevocable Trusts
- Charitable Giving