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Tag Archives: Retirement Planning

Retiring Before 60

How to retire in your fifties by choice? You will need abundant retirement savings and ways to access your retirement assets that lessen or avoid early withdrawal penalties. You may also need to have other (sometimes overlooked) components of retirement planning … Continue reading

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Getting (Mentally) Prepared to Retire

A successful retirement is not merely measured in financial terms. Even those who retire with small fortunes can face boredom or depression and the fear of drawing down their savings too fast. How can new retirees try to calm these … Continue reading

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Tax Planning for the Self-Employed

For some, self-employment is the American dream. An opportunity to be your own boss, to maintain a flexible work schedule, and oh yes, to establish a lifelong relationship with your accountant and other financial professionals. While there’s plenty of upside … Continue reading

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SMART Goals for the New Year!

I called up my mom to say hello for the first time this year. We started talking about “resolutions”, and she brought up a good point that, “making a New Year’s resolution is just a promise that will be broken … Continue reading

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Switching Jobs and Your 401(k)

Ready to quit your present job and grab an exciting offer from a top-notch company? Great! You’re all set to make a fresh start in your career. But what will you do with your old 401K account? You need to … Continue reading

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Living Cheaper as a Retiree

When I retired a bit earlier than expected last year, I realized I was making a decision to also accept a new lifestyle due to a significant cut in my income. I had also made a decision to retire near … Continue reading

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Protecting Parents from Financial Abuse

News about financial elder abuse is becoming more common nowadays. Whether it’s via phone, mail, internet, or even through direct interaction, vulnerable seniors are being targeted frequently.  We often think that such a thing won’t happen with our parents or … Continue reading

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Step Down Spending

Whether you’ve lost a job or are considering intentionally reducing your spending in an effort to save more or prepare for retirement, there are ways to step your costs down a notch or two without completely altering your lifestyle. Many … Continue reading

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Which is Better: Traditional or Roth IRAs?

Let’s start with the basics. IRA stands for Individual Retirement Account and just about anyone can open one. In order to contribute to an IRA you must have earned income. Traditional IRAs and Roth IRAs have many similarities, but there … Continue reading

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Posted in Financial Planning, Investing, Millennials, Personal Finance, Retirement, Taxes, Uncategorized | Tagged , , , , , , , , , | Leave a comment

Top 3 Holiday Bonus Ideas

The end of the year is near and that means it’s holiday bonus time! If you’re fortunate enough to receive a bonus this year, there are three very important things you should consider doing with it above all else. First, … Continue reading

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The Holiday Gift that Keeps on Giving

Ever notice your closets are packed full? Even if you move to a bigger house with more closet space, you’ll soon fill them up. The inverse is true with our checking accounts. We tend to spend what we have in … Continue reading

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Yes, There Really is a National Financial Planning Month

Did you know October is national financial planning month? Probably not, but hopefully the title gave that away. Someone much wiser than I once said “a goal without a plan is just a wish”, and they were right! When asked, … Continue reading

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KNX 1070 Money Hour Interview: Millennials and Saving for Retirment

According to a new USA Today report millennials will have to save at least $1.8 million dollars to sustain their quality of life through retirement. KNX 1070 Money Hour hosts Frank Mottek and Charles Feldman interviewed Stephen Rischall, co-founder and … Continue reading

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Vehicles for Retirement Savings

It’d be nice to have retirement GPS but they won’t be adding that to Google Maps anytime soon. America’s largest generation–the baby boomers–are lost and it’s going to have an impact on their retirement. If there’s anything younger generations should … Continue reading

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Changes to Social Security and you

If you were born in 1954 or later Social Security rules just changed. There was no public debate because it was tacked onto an emergency bill to help avoid a U.S. debt default and government shutdown. Quietly, legislators took away … Continue reading

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Dealing with Sudden Retirement

What if you were laid off and forced to retire early? If that happens tomorrow how would you respond? Are you prepared for retirement to start sooner than you anticipated? If you find yourself in this situation the first thing … Continue reading

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Exit Coach Radio features 1080 Financial Group

Bill Black, host of Exit Coach Radio interviews Stephen Rischall, expert financial advisor for business owners and co-founder at 1080 Financial Group, to discuss his firm’s method for working with multiple generations of families to create a comprehensive wealth strategy. The Exit Coach … Continue reading

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