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Tag Archives: Personal Finance

Last Year’s Money Diet Resolution

The year is almost over and it’s time to take stock of where you’ve been and what still needs to be accomplished through the remainder of the year. More than likely you made a New Year’s resolution related to your … Continue reading

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Childhood Lessons from Holiday Shopping

A long time ago while raising a 7 year old alone, I decided it was time for yet another money activity and learning opportunity for my son. Fortunately, I had opened what used to be called a “Christmas Club Savings … Continue reading

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Let the Holidays Begin

As the new year approaches, it can bring up a lot of anxiety around impending holidays and all the “extras” this time of the year involves. Think about it – there’s extra food, extra or new clothes, extra events, extra … Continue reading

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We Treat Money like the Election… it’s Over

Ever realize how emotions can get the best of us? Results from the recent United States Presidential Election surprised the world and left many Americans in shock. Going into election day polls, media, bookies and the stock market indicated an … Continue reading

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Holiday Cooking and Feasting

If you are like me, you are already thinking about the big dinners that are ahead for the holidays.  Thoughts are running around in your head about who will be at your table, what you will serve up, and how … Continue reading

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College Roommate Food Fights

Whether you are heading to college this fall for the very first time or a returning student, there are always plenty of decisions – what courses to take, major, minor, how much to borrow, how much to work – but … Continue reading

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Going to College? File your FAFSA now!

If you are planning to enter college in the next year and you also want to learn what financial aid options are available to you and your family, you MUST get busy and complete the Free Application for Student Aid … Continue reading

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Yes, There Really is a National Financial Planning Month

Did you know October is national financial planning month? Probably not, but hopefully the title gave that away. Someone much wiser than I once said “a goal without a plan is just a wish”, and they were right!   When … Continue reading

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Credit Report vs Credit Score

Credit report or credit score, which is more important? Most consumers don’t understand the difference between a credit report and a credit score, so here’s the low down…   A credit report is a compilation of bits of data that are … Continue reading

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The Feel Good of Saving

How does it start – the “feel good” of saving money? It’s a tough question to answer. Maybe it happens all at once and you wake up and say “oh, I’m going to start saving money today” and then you … Continue reading

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Robo Technology to Upend Wealth Management Industry

A new survey released by Investopedia, the web’s premier source of trusted financial content, reveals that financial advisors in the U.S. are increasingly incorporating robo-advisory services – automated, algorithm based wealth management advice – and similar new technologies into their … Continue reading

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Help Your Kids Become Money Masters

It’s not the money that matters. It’s how you use it that determines its true value. Do you want your children to become financially responsible? If so, then you need to teach them some crucial lessons about money. If kids … Continue reading

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Do Your Money Behaviors Match Your Values?

When it comes to your money and other personal resources do your insides match your outsides? Strange question you say – what in the world does that mean? Think of it this way, what is really important to you? Is … Continue reading

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The Grocery Store Dilemma

I recall a trip to the the grocery store where I noted a mother with two small children picking up a pint bottle of bleach with a price tag of $ 1.69 when right next to it was a gallon … Continue reading

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Thinking of Buying a Home?

There’s a whole body of study and opinion around housing options and choices – renting versus buying is certainly one of the main considerations. And where to live is right up there as well. Buying a home isn’t for everyone. … Continue reading

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Halftime Report 2016

As we enter into the second half of the year, our economy has been following a similar pattern as it has in the previous couple of years – a disappointing first quarter leading into a seemingly better second quarter.   … Continue reading

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40 Under 40 Top Young Advisers

InvestmentNews recognizes Los Angeles’ top young financial adviser Stephen Rischall, Co-Founder at 1080 Financial Group, as one of its 40 Under 40 honorees. Stephen was selected from more than 800 nominations based on his accomplishments, leadership, and contributions to the financial advisory … Continue reading

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Not Motivated by Money

The other day I was meeting with a successful entrepreneur at his office, we had a great conversation about business and marketing. He’s a sharp guy and you can tell he has a lot of great stories, but then, midway … Continue reading

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Why the Financial Industry is Still Broken

I’ve been investing in the stock market since I was 13 and began working in financial services during my junior year of college. I’ve experienced the tech boom and bust, a real estate bubble, the great recession, and the largest … Continue reading

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The Road After Graduation

For years our parents told us “get good grades” and “do your homework”, we were lead to believe that would get us into a good college. Then we completed college applications, applied for student loans and went on awkward road … Continue reading

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Smart Credit & Debit Tips

Recently credit card companies across the United States have adopted the use of security chip technology to replace the outdated, less secure, magnetic swipe system. Historically, most credit card companies have been good about taking responsibility and resolving fraud, but … Continue reading

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Investing Basics for Beginners

Understanding basic principles is critical to making smart investment decisions. Although it may seem complicated to the masses, smart investing is not rocket science. In fact, the most important and obvious investment principle is good old common sense. It’s important to … Continue reading

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LA Times features 1080 Financial Group

“If you’re trusting someone with your financial decisions, they should have your best interest first.” -Stephen Rischall   1080 Financial Group was interviewed by Jim Puzzanghera, an award winning business journalist for his coverage of the financial crisis in the Los Angeles Times. In … Continue reading

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Posted in Announcements, Economic Update, Financial Planning, Investing, Millennials, News, Personal Finance, Retirement | Tagged , , , , , , , , , , , , , | 1 Comment

Wisdom from Warren Buffett

If you ask someone “who is the world’s greatest investor” there’s a good chance they may answer with “Warren Buffett”. There isn’t a formal award for the world’s greatest investor and there are of course many other deserving professional investors, … Continue reading

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First Quarter Recap: 2016

When it comes to investing, patience is a virtue. If you don’t believe that, take a look at the major swings in the stock market from January through the end of March, then read some of our posts from earlier … Continue reading

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KNX 1070 Money Hour Interview: Millennials and Saving for Retirment

According to a new USA Today report millennials will have to save at least $1.8 million dollars to sustain their quality of life through retirement. KNX 1070 Money Hour hosts Frank Mottek and Charles Feldman interviewed Stephen Rischall, co-founder and … Continue reading

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File Jointly or Not?

For many married couples, filing a joint tax return is a good idea, but there are exceptions. In fact, over 90% of married couples file a joint federal tax return. Filing jointly can be convenient and often times there’s a … Continue reading

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Vehicles for Retirement Savings

It’d be nice to have retirement GPS but they won’t be adding that to Google Maps anytime soon. America’s largest generation–the baby boomers–are lost and it’s going to have an impact on their retirement. If there’s anything younger generations should … Continue reading

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What’s up with the Stock Market?

January proved to be a difficult month for stocks. As a matter of fact, the first ten trading days of 2016 were the worst ever recorded to start a new year. Adding salt to the wound, the S&P 500 just … Continue reading

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6 Financial Thoughts for Year-End

For some reason the end of a year makes us think about things we need to take care of and good habits we want to develop. In preparation for the end of 2015 here are 6 key financial considerations to … Continue reading

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