Media & Blog

Helping people plan smarter for their future

Tag Archives: Money

Tax Planning for the Self-Employed

For some, self-employment is the American dream. An opportunity to be your own boss, to maintain a flexible work schedule, and oh yes, to establish a lifelong relationship with your accountant and other financial professionals. While there’s plenty of upside … Continue reading

Share this:
Posted in Financial Planning, Personal Finance, Retirement, Taxes | Tagged , , , , , , , | 1 Comment

How You Can Protect Your Investments from a Crash

Certified Financial Planner Stephen Rischall was featured once again on KNX 1070 In Depth Newsradio where he discussed the current situation of the stock market and whether we should be expecting a crash soon. Check out the live interview below … Continue reading

Share this:
Posted in Featured, Investing, Lifestyle, Money, News | Tagged , , , , , | Leave a comment

SMART Goals for the New Year!

I called up my mom to say hello for the first time this year. We started talking about “resolutions”, and she brought up a good point that, “making a New Year’s resolution is just a promise that will be broken … Continue reading

Share this:
Posted in Financial Planning, Lifestyle, Money, Personal Finance | Tagged , , , , , | Leave a comment

Spend Money the Smart Way This Holiday Season on KNX 1070

Spend money the smart way this holiday season. Charles Feldman and Mike Simpson, hosts of KNX 1070 In Depth, interview award winning financial planner Stephen Rischall, to discuss smart holiday spending habits and how to avoid mountains of debt so you … Continue reading

Share this:
Posted in Family, Financial Planning, Investing, Lifestyle, Money, News, Personal Finance | Tagged , , , , , | Leave a comment

Six Keys to Successful Investing

A successful investor maximizes gains and minimizes losses. Though there can be no guarantee that an investment strategy will be successful and of course all investing involves risk, here are six basic principles that may help you invest more successfully … Continue reading

Share this:
Posted in Investing, Millennials, Personal Finance, Retirement | Tagged , , , , , , , | Leave a comment

Are Millennials Taking Their Money Seriously?

See what Stephen Rischall had to say about millennial investors in today’s world. He was recently featured on The Goldstein on Gelt Radio Show where he shared some of his thoughts. Stephen Rischall is an award-winning fiduciary financial advisor. He has … Continue reading

Share this:
Posted in Financial Planning, Investing, Lifestyle, Millennials, Money, Personal Finance | Tagged , , , , , , , | Leave a comment

What Parents Need to Know About Saving for College

If you’re saving for your child’s higher education, you probably have a lot of questions besides “when did college get so incredibly expensive?” One popular savings tool that might puzzle you the most is the 529 Plan. Started in the … Continue reading

Share this:
Posted in Family, Financial Planning, Investing, Millennials, Money, Personal Finance | Tagged , , , , , | Leave a comment

Protection Against Elder Financial Abuse

We are becoming more familiar with the notion of financial abuse targeting elders – scams and other exploitation targeting the savings of people aged 60 and older – but many may think, “it won’t happen to my family” or “my … Continue reading

Share this:
Posted in Family, Financial Planning, Investing, Personal Finance, Retirement, Social Security | Tagged , , , , , , | Leave a comment

Switching Jobs and Your 401(k)

Ready to quit your present job and grab an exciting offer from a top-notch company? Great! You’re all set to make a fresh start in your career. But what will you do with your old 401K account? You need to … Continue reading

Share this:
Posted in Family, Financial Planning, Investing, Lifestyle, Money, Personal Finance, Retirement | Tagged , , , , , , | Leave a comment

How Much Home Can You Afford?

Does buying a home make sense for you financially? It may or may not, depending on some financial, career, and lifestyle factors. Your savings, credit, salary, level of disposable income, and your housing preferences all count. If you are serious … Continue reading

Share this:
Posted in Family, Financial Planning, Investing, Money, Personal Finance | Tagged , , , , , | Leave a comment

Social Security – Myths or Facts?

Some myths & misconceptions keep circulating about Social Security. These are worth dispelling as more and more baby boomers are becoming eligible for their retirement benefits. Myth #1: Social Security will go away before you do. The federal government has announced … Continue reading

Share this:
Posted in Family, Lifestyle, Millennials, Money, Personal Finance, Retirement, Social Security | Tagged , , , , | Leave a comment

College Costs that Slip the Mind

Yes, that last year of high school has just ended with a celebration called graduation. Proud parents and families throw parties and the graduate receives many gifts and cards. The relieved graduate wants nothing more than to sleep in late … Continue reading

Share this:
Posted in Family, Lifestyle, Millennials, Money, Personal Finance | Tagged , , , , , | Leave a comment

Co-Signing: Good or Bad Idea?

It’s not hard to recall many heartbreaking stories of family or friends who have agreed to co-sign some sort of loan and then find themselves on the short end. Just think about it, the only reason a lender asks for … Continue reading

Share this:
Posted in Family, Financial Planning, Lifestyle, Money, News | Tagged , , , , | Leave a comment

Personal Bankruptcy Explained

No matter the reason, personal debt problems can be devastating. They can lead to depression, feelings of guilt, shame, anxiety, and problems with relationships. Also, these debt issues often result in individuals feeling the need to hide and even lie … Continue reading

Share this:
Posted in Family, Financial Planning, Lifestyle, Money, Personal Finance, Uncategorized | Tagged , , , | Leave a comment

Children and Allowances

Through the years, any variety of theories have been put forth and argued regarding financial allowances for children.  But two approaches seem to have emerged and become the “norms” over the past decade or so. Although many parents do not … Continue reading

Share this:
Posted in Family, Lifestyle, Money, News, Personal Finance | Tagged , , , | Leave a comment

Why Couples Disagree About Money

If you’ve ever been in any kind of relationship, whether dating, living together, or married, chances are you have experienced differences with that other person about money. It’s an age-old problem and it rates high on reasons why couples seek … Continue reading

Share this:
Posted in Family, Financial Planning, Lifestyle, Money, News, Personal Finance | Tagged , , , | Leave a comment

New Updates in 1080 eMoney

Starting on August 22, we are releasing an update to your 1080 eMoney Personal Financial Website. The updates are intended to help organize and make things even easier by creating a better user-friendly experience. Here’s What’s Changing:  – A modern … Continue reading

Share this:
Posted in Financial Planning, Investing, Money, News, Personal Finance | Tagged , , , , , | Leave a comment

Our Ultimate Financial Survival Guide

Check out our new Ultimate Financial Survival Guide! It provides helpful tips and insight regarding various topics that are all geared towards helping you set up a solid financial foundation. The Ultimate Financial Survival Guide discusses: – setting financial goals … Continue reading

Share this:
Posted in Announcements, Financial Planning, Investing, Lifestyle, Money, Personal Finance, Retirement | Tagged , , , , , , | Leave a comment

A Goal Without a Plan is Nothing

Even though it’s a busy time for most of us, it’s also a great time to consider (or reconsider) our life goals, especially as they relate to how we use our precious resources – time, energy and money. And, in … Continue reading

Share this:
Posted in Financial Planning, Lifestyle, News, Personal Finance | Tagged , , , , | Leave a comment

Money Personalities

Over the years, attempts have been made to figure out just how money personalities work for different individuals. In order to understand how to target consumers for their businesses, the financial service and retail industries continually research differences in people’s … Continue reading

Share this:
Posted in Financial Planning, Lifestyle, Millennials, Money, News, Personal Finance | Tagged , , , , , | Leave a comment

Four Money Lessons

I’ve never liked the word “mistake” – it always seems to grate and add a lot of guilt to what is possibly just a need to learn a new lesson or correct an error in judgment. One of my favorite … Continue reading

Share this:
Posted in Announcements, Lifestyle, Money, Personal Finance | Tagged , , , | Leave a comment

Vacation or Staycation?

Everyone needs time away now and then – from work, school, people, and even from responsibility. Traditionally, families look forward to these times to have the chance to discover, relax, and to engage in activities that aren’t typical day-to-day events. … Continue reading

Share this:
Posted in Family, Financial Planning, Lifestyle, Personal Finance | Tagged , , , , , , , | Leave a comment

Protection from Creditors

When you find yourself in a scenario that you must deal with debt collectors, these seven tips will help you out: 1.Ensure it’s your debt Be careful when answering calls from debt collectors. You might get calls that aren’t made … Continue reading

Share this:
Posted in Family, Financial Planning, Lifestyle, News, Personal Finance | Tagged , , , , , | Leave a comment

Coping with the Loss of a Loved One

Coping with the Loss of Your Spouse and its Financial Impact Losing a spouse is a stressful transition. And the added pressure of having to settle the estate and organize finances can be overwhelming. Fortunately, there are steps you can … Continue reading

Share this:
Posted in Family, Financial Planning, Lifestyle, News, Personal Finance | Tagged , , , , , , | Leave a comment

The Curious Case of Good Debt vs. Bad Debt

“Good debt is a powerful tool but a bad debt can kill you.” Before you knock the door of a bank or a credit card company, it’s essential to know the basic difference between good debts and bad debts. Some … Continue reading

Share this:
Posted in Family, Financial Planning, Investing, Lifestyle, News, Personal Finance | Tagged , , , , , , | Leave a comment

Harassment from Debt Collectors

Harassment from debt collectors can come in a variety of ways. There are laws set by the Fair Debt Collection Practices Act (FDCPA) that debt collectors are supposed to abide by, but some don’t. It is important when dealing with … Continue reading

Share this:
Posted in Announcements, Family, Featured, Lifestyle, News | Tagged , , , , , | Leave a comment

Can I Pay Off One Credit Card with Another?

A recent phone call from a friend asking a question for another friend prompted my consideration as to the ins and outs of whether one credit card can be paid off with another credit card. My immediate thought was, well … Continue reading

Share this:
Posted in Announcements, Lifestyle, News, Personal Finance | Tagged , , , , , , | Leave a comment

Financial Coaching or Financial Planning?

Most consumers realize at some point in time that there are questions about money that aren’t an inherent or learned part of knowledge and skills. Unless a family member, teacher, friend, or other resource took the time and had the … Continue reading

Share this:
Posted in Family, Financial Planning, Investing, Personal Finance, Retirement, Taxes | Tagged , , , , , , , | Leave a comment

The Most Important Financial Concept

I recall many years ago at a Junior Wall Street workshop (yes I really did attend one in my early teens) learning from veteran brokers and traders at the New York Stock Exchange, and hearing them tell me that the … Continue reading

Share this:
Posted in Financial Planning, Investing, Lifestyle, Millennials, Personal Finance, Retirement | Tagged , , , , , , , , | Leave a comment

How to (Un) – Kill Your Credit Score

If you’ve ever gone online to get your credit score or visited with a lender to borrow money and found your credit score to be lower than you expected, you may have freaked out at how horrible it was. So, … Continue reading

Share this:
Posted in Financial Planning, Lifestyle, Personal Finance, Taxes | Tagged , , , , , , , | Leave a comment