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Tag Archives: Investing

Tax Planning for the Self-Employed

For some, self-employment is the American dream. An opportunity to be your own boss, to maintain a flexible work schedule, and oh yes, to establish a lifelong relationship with your accountant and other financial professionals. While there’s plenty of upside … Continue reading

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How You Can Protect Your Investments from a Crash

Certified Financial Planner Stephen Rischall was featured once again on KNX 1070 In Depth Newsradio where he discussed the current situation of the stock market and whether we should be expecting a crash soon. Check out the live interview below … Continue reading

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Six Keys to Successful Investing

A successful investor maximizes gains and minimizes losses. Though there can be no guarantee that an investment strategy will be successful and of course all investing involves risk, here are six basic principles that may help you invest more successfully … Continue reading

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Are Millennials Taking Their Money Seriously?

See what Stephen Rischall had to say about millennial investors in today’s world. He was recently featured on The Goldstein on Gelt Radio Show where he shared some of his thoughts. Stephen Rischall is an award-winning fiduciary financial advisor. He has … Continue reading

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Millennials in LA are Stressed about Money

I’m a millennial (born between early 1980’s to early 2000’s), the generation developing a reputation of being lazy, technology dependent and pop-culture obsessed. Embarrassingly most of my peers admit to knowing more about food, music and sports than they do … Continue reading

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What Parents Need to Know About Saving for College

If you’re saving for your child’s higher education, you probably have a lot of questions besides “when did college get so incredibly expensive?” One popular savings tool that might puzzle you the most is the 529 Plan. Started in the … Continue reading

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Protection Against Elder Financial Abuse

We are becoming more familiar with the notion of financial abuse targeting elders – scams and other exploitation targeting the savings of people aged 60 and older – but many may think, “it won’t happen to my family” or “my … Continue reading

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Switching Jobs and Your 401(k)

Ready to quit your present job and grab an exciting offer from a top-notch company? Great! You’re all set to make a fresh start in your career. But what will you do with your old 401K account? You need to … Continue reading

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Our Ultimate Financial Survival Guide

Check out our new Ultimate Financial Survival Guide! It provides helpful tips and insight regarding various topics that are all geared towards helping you set up a solid financial foundation. The Ultimate Financial Survival Guide discusses: – setting financial goals … Continue reading

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The Curious Case of Good Debt vs. Bad Debt

“Good debt is a powerful tool but a bad debt can kill you.” Before you knock the door of a bank or a credit card company, it’s essential to know the basic difference between good debts and bad debts. Some … Continue reading

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Financial Coaching or Financial Planning?

Most consumers realize at some point in time that there are questions about money that aren’t an inherent or learned part of knowledge and skills. Unless a family member, teacher, friend, or other resource took the time and had the … Continue reading

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The Most Important Financial Concept

I recall many years ago at a Junior Wall Street workshop (yes I really did attend one in my early teens) learning from veteran brokers and traders at the New York Stock Exchange, and hearing them tell me that the … Continue reading

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The True Cost of Taking a Break

Every one of us looks forward to taking a break from our routines sooner or later. Whether it’s to visit family or friends over a holiday, a weekend trip to the mountains to ski, or a kid-cation to one of … Continue reading

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Fiduciary Education Better than Regulation

There’s been a lot of buzz in the media again lately about the DOL Fiduciary Rule. In large part, it seems people are concerned by the Trump administrations announcement to do away with it. Unfortunately, politics as usual, is getting … Continue reading

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Which is better, a Traditional or Roth IRA?

Let’s start with the basics. IRA stands for Individual Retirement Account and just about anyone can open one. In order to contribute to an IRA you must have earned income. Traditional IRAs and Roth IRAs have many similarities, but there … Continue reading

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Top 3 Holiday Bonus Ideas

The end of the year is near and that means it’s holiday bonus time! If you’re fortunate enough to receive a bonus this year, there are three very important things you should consider doing with it above all else. First, … Continue reading

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The Holiday Gift that Keeps on Giving

Ever notice your closets are packed full? Even if you move to a bigger house with more closet space, you’ll soon fill them up. The inverse is true with our checking accounts. We tend to spend what we have in … Continue reading

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Last Year’s Money Diet Resolution

The year is almost over and it’s time to take stock of where you’ve been and what still needs to be accomplished through the remainder of the year. More than likely you made a New Year’s resolution related to your … Continue reading

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Yes, There Really is a National Financial Planning Month

Did you know October is national financial planning month? Probably not, but hopefully the title gave that away. Someone much wiser than I once said “a goal without a plan is just a wish”, and they were right! When asked, … Continue reading

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Robo Technology to Upend Wealth Management Industry

A new survey released by Investopedia, the web’s premier source of trusted financial content, reveals that financial advisors in the U.S. are increasingly incorporating robo-advisory services – automated, algorithm based wealth management advice – and similar new technologies into their … Continue reading

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Halftime Report 2016

As we enter into the second half of the year, our economy has been following a similar pattern as it has in the previous couple of years – a disappointing first quarter leading into a seemingly better second quarter. While … Continue reading

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Why the Financial Industry is Still Broken

I’ve been investing in the stock market since I was 13 and began working in financial services during my junior year of college. I’ve experienced the tech boom and bust, a real estate bubble, the great recession, and the largest … Continue reading

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The Road After Graduation

For years our parents told us “get good grades” and “do your homework”, we were lead to believe that would get us into a good college. Then we completed college applications, applied for student loans and went on awkward road … Continue reading

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Investing Basics for Beginners

Understanding basic principles is critical to making smart investment decisions. Although it may seem complicated to the masses, smart investing is not rocket science. In fact, the most important and obvious investment principle is good old common sense. It’s important to … Continue reading

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LA Times features 1080 Financial Group

“If you’re trusting someone with your financial decisions, they should have your best interest first.” -Stephen Rischall   1080 Financial Group was interviewed by Jim Puzzanghera, an award winning business journalist for his coverage of the financial crisis in the Los Angeles Times. In … Continue reading

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Wisdom from Warren Buffett

If you ask someone “who is the world’s greatest investor” there’s a good chance they may answer with “Warren Buffett”. There isn’t a formal award for the world’s greatest investor and there are of course many other deserving professional investors, … Continue reading

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First Quarter Recap: 2016

When it comes to investing, patience is a virtue. If you don’t believe that, take a look at the major swings in the stock market from January through the end of March, then read some of our posts from earlier … Continue reading

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KNX 1070 Money Hour Interview: Millennials and Saving for Retirment

According to a new USA Today report millennials will have to save at least $1.8 million dollars to sustain their quality of life through retirement. KNX 1070 Money Hour hosts Frank Mottek and Charles Feldman interviewed Stephen Rischall, co-founder and … Continue reading

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Vehicles for Retirement Savings

It’d be nice to have retirement GPS but they won’t be adding that to Google Maps anytime soon. America’s largest generation–the baby boomers–are lost and it’s going to have an impact on their retirement. If there’s anything younger generations should … Continue reading

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What’s up with the Stock Market?

January proved to be a difficult month for stocks. As a matter of fact, the first ten trading days of 2016 were the worst ever recorded to start a new year. Adding salt to the wound, the S&P 500 just … Continue reading

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