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Category Archives: Personal Finance

Teaching Your Kids About Money

I recall from my life as a young teen that, after spending most of my years fully ignorant of the money our family had or frankly worrying about it at all, my mother made it clear to me and my … Continue reading

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DIY Family Style

At a time when just about everyone in the household who can work goes to their job every day, maybe it’s time to consider doing some of the tasks around the house that we have been paying someone else to … Continue reading

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Real Cost of Home Improvements

Buying a home is a big decision and an even bigger investment. For many, purchasing a home will be their largest financial transaction in addition to becoming the most valuable asset they own. While some buyers look for “move in … Continue reading

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Protecting Parents from Financial Abuse

News about financial elder abuse becoming more common nowadays. Whether it’s via phone, mail, internet, or even through direct interaction, vulnerable seniors are being targeted frequently.  We often think that such a thing won’t happen with our parents or feel … Continue reading

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Time to Get Out of Debt

If you are waking up at night wondering how in the world you will ever pay off debt and continue all of the regular expenses incurred day to day for 2017, it’s a great time to consider how you’d approach … Continue reading

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Fiduciary Education Better than Regulation

There’s been a lot of buzz in the media again lately about the DOL Fiduciary Rule. In large part, it seems people are concerned by the Trump administrations announcement to do away with it. Unfortunately, politics as usual, is getting … Continue reading

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Turn Off the Lights

Although there are many ways to curb household expenses, one of the areas that often gets the least consistent attention is the use of utilities and the associated costs. Often it’s as easy as remembering to turn off lights as … Continue reading

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Step Down Spending

Whether you’ve lost a job or are considering intentionally reducing your spending in an effort to save more or prepare for retirement, there are ways to step your costs down a notch or two without altering your lifestyle entirely. Many … Continue reading

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Save on THIS in January

Every year, many experts publish articles and lists of items that go on sale big time throughout the year. We as consumers often purchase goods as we think we need or want them, and not always when it’s best for … Continue reading

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Which is better, a Traditional or Roth IRA?

Let’s start with the basics. IRA stands for Individual Retirement Account and just about anyone can open one. In order to contribute to an IRA you must have earned income. Traditional IRAs and Roth IRAs have many similarities, but there … Continue reading

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Achieving Goals in 2017 the SMART way

It just happened again, 2017 is here and just like last year it seems that time is passing by faster and faster. If you haven’t already, take a moment to reflect on where you were the beginning of last year. … Continue reading

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Top 3 Holiday Bonus Ideas

The end of the year is near and that means it’s holiday bonus time! If you’re fortunate enough to receive a bonus this year there are three very important you should consider doing with it above all else. First, if … Continue reading

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Last Year’s Money Diet Resolution

The year is almost over and it’s time to take stock of where you’ve been and what still needs to be accomplished through the remainder of the year. More than likely you made a New Year’s resolution related to your … Continue reading

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Childhood Lessons from Holiday Shopping

A long time ago while raising a 7 year old alone, I decided it was time for yet another money activity and learning opportunity for my son. Fortunately I had opened what used to be called a “Christmas Club Savings … Continue reading

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Let the Holidays Begin

As the new year approaches, it can bring up a lot of anxiety around impending holidays and all the “extras” this time of the year involves. Think about it – there’s extra food, extra or new clothes, extra events, extra … Continue reading

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We Treat Money like the Election… it’s Over

Ever realize how emotions can get the best of us? Results from the recent United States Presidential Election surprised the world and left many Americans in shock. Going into election day polls, media, bookies and the stock market indicated an … Continue reading

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Holiday Cooking and Feasting

If you are like me, you are already thinking about the big dinners that are ahead for the holidays.  Thoughts are running around in your head about who will be at your table, what you will serve up, and how … Continue reading

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College Roommate Food Fights

Whether you are heading to college this fall for the very first time or a returning student, there are always plenty of decisions – what courses to take, major, minor, how much to borrow, how much to work – but … Continue reading

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Going to College? File your FAFSA now!

If you are planning to enter college in the next year and you also want to learn what financial aid options are available to you and your family, you MUST get busy and complete the Free Application for Student Aid … Continue reading

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Yes, There Really is a National Financial Planning Month

Did you know October is national financial planning month? Probably not, but hopefully the title gave that away. Someone much wiser than I once said “a goal without a plan is just a wish”, and they were right! When asked, … Continue reading

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Credit Report vs Credit Score

Credit report or credit score, which is more important? Most consumers don’t understand the difference between a credit report and a credit score, so here’s the low down… A credit report is a compilation of bits of data that are constantly … Continue reading

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The Feel Good of Saving

How does it start – the “feel good” of saving money? It’s a tough question to answer. Maybe it happens all at once and you wake up and say “oh, I’m going to start saving money today” and then you … Continue reading

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Robo Technology to Upend Wealth Management Industry

A new survey released by Investopedia, the web’s premier source of trusted financial content, reveals that financial advisors in the U.S. are increasingly incorporating robo-advisory services – automated, algorithm based wealth management advice – and similar new technologies into their … Continue reading

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Help Your Kids Become Money Masters

It’s not the money that matters. It’s how you use it that determines its true value. Do you want your children to become financially responsible? If so, then you need to teach them some crucial lessons about money. If kids … Continue reading

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Do Your Money Behaviors Match Your Values?

When it comes to your money and other personal resources do your insides match your outsides? Strange question you say – what in the world does that mean? Think of it this way, what is REALLY important to you? Is … Continue reading

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The Grocery Store Dilemma

I recall a trip to the the grocery store where I noted a mother with two small children picking up a pint bottle of bleach with a price tag of $ 1.69 when right next to it was a gallon … Continue reading

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Thinking of Buying a Home?

There’s a whole body of study and opinion around housing options and choices – renting versus buying is certainly one of the main considerations. And where to live is right up there as well. Buying a home isn’t for everyone. … Continue reading

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Halftime Report 2016

As we enter into the second half of the year, our economy has been following a similar pattern as it has in the previous couple of years – a disappointing first quarter leading into a seemingly better second quarter. While … Continue reading

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40 Under 40 Top Young Advisers

InvestmentNews recognizes Los Angeles’ top young financial adviser Stephen Rischall, Co-Founder at 1080 Financial Group, as one of its 40 Under 40 honorees. Stephen was selected from more than 800 nominations based on his accomplishments, leadership, and contributions to the financial advisory … Continue reading

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Not Motivated by Money

The other day I was meeting with a successful entrepreneur at his office, we had a great conversation about business and marketing. He’s a sharp guy and you can tell he has a lot of great stories, but then, midway … Continue reading

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