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Category Archives: Lifestyle

Investing in Your Beliefs

It’s Not Uncommon Many well-educated, socially conscious, and environmentally friendly investors wind up buying shares of companies whose beliefs and business practices are far removed from their own. Why? Often, investors simply haven’t thought about merging their personal beliefs with … Continue reading

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Financial Priorities Young Families Should Address

As you start a family, you start to think more about certain financial matters. Things change when you have kids, so being prepared can make the transition less stressful down the road. Parenting presents you with definite, sudden, financial needs … Continue reading

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Retiring Before 60

How to retire in your fifties by choice? You will need abundant retirement savings and ways to access your retirement assets that lessen or avoid early withdrawal penalties. You may also need to have other (sometimes overlooked) components of retirement planning … Continue reading

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Financial Steps to Take When Getting Married

Are you marrying soon? Have you recently married? As you begin your life together, it is important for you to start planning your financial future together and putting your finances on the same page. Here are some priorities you might … Continue reading

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Is a Home an Investment?

When you buy a home, are you investing? If you buy it to flip it or buy it as a rental property, the answer is yes. If you buy a home simply to live in it, the answer may be … Continue reading

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The Importance of Financial Literacy

If only money came with instructions. If it did, the route toward wealth would be clear and direct. Unfortunately, many people have inadequate financial knowledge, and for them, the path is more obscure. Are most people clueless about financial matters? … Continue reading

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How You Can Protect Your Investments from a Crash

Certified Financial Planner Stephen Rischall was featured once again on KNX 1070 In Depth Newsradio where he discussed the current situation of the stock market and whether we should be expecting a crash soon. Check out the live interview below … Continue reading

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SMART Goals for the New Year!

I called up my mom to say hello for the first time this year. We started talking about “resolutions”, and she brought up a good point that, “making a New Year’s resolution is just a promise that will be broken … Continue reading

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Spend Money the Smart Way This Holiday Season on KNX 1070

Spend money the smart way this holiday season. Charles Feldman and Mike Simpson, hosts of KNX 1070 In Depth, interview award winning financial planner Stephen Rischall, to discuss smart holiday spending habits and how to avoid mountains of debt so you … Continue reading

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Are Millennials Taking Their Money Seriously?

See what Stephen Rischall had to say about millennial investors in today’s world. He was recently featured on The Goldstein on Gelt Radio Show where he shared some of his thoughts. Stephen Rischall is an award-winning fiduciary financial advisor. He has … Continue reading

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Will You Be Ready When the Market Cools Off?

We have seen a tremendous rally on Wall Street, nearly nine months long, with the S&P 500, Nasdaq Composite, and Dow Jones Industrial Average repeatedly settling at all-time peaks. Investors are delighted by what they have witnessed. Have they become … Continue reading

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Switching Jobs and Your 401(k)

Ready to quit your present job and grab an exciting offer from a top-notch company? Great! You’re all set to make a fresh start in your career. But what will you do with your old 401K account? You need to … Continue reading

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Social Security – Myths or Facts?

Some myths & misconceptions keep circulating about Social Security. These are worth dispelling as more and more baby boomers are becoming eligible for their retirement benefits. Myth #1: Social Security will go away before you do. The federal government has announced … Continue reading

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4 Steps to Surviving Your First Mistake on the Job

Mistakes on the job are bound to happen, we’re all human. But the way you handle it is more telling than the mistake itself. Your reaction to any problem is what people will judge the most, so make it count. … Continue reading

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College Costs that Slip the Mind

Yes, that last year of high school has just ended with a celebration called graduation. Proud parents and families throw parties and the graduate receives many gifts and cards. The relieved graduate wants nothing more than to sleep in late … Continue reading

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Co-Signing: A Good or Bad Idea?

It’s not hard to recall many heartbreaking stories of family or friends who have agreed to co-sign some sort of loan and then find themselves on the short end. Just think about it; the only reason a lender asks for … Continue reading

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Personal Bankruptcy Explained

No matter the reason, personal debt problems can be devastating. They can lead to depression, feelings of guilt, shame, anxiety, and problems with relationships. Also, these debt issues often result in individuals feeling the need to hide and even lie … Continue reading

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Children and Allowances

Through the years, any variety of theories have been put forth and argued regarding financial allowances for children.  But two approaches seem to have emerged and become the “norms” over the past decade or so. Although many parents do not … Continue reading

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Why Couples Disagree About Money

If you’ve ever been in any kind of relationship, whether dating, living together, or married, chances are you have experienced differences with that other person about money. It’s an age-old problem and it rates high on reasons why couples seek … Continue reading

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Our Ultimate Financial Survival Guide

Check out our new Ultimate Financial Survival Guide! It provides helpful tips and insight regarding various topics that are all geared towards helping you set up a solid financial foundation. The Ultimate Financial Survival Guide discusses: – setting financial goals … Continue reading

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A Goal Without a Plan is Nothing

Even though it’s a busy time for most of us, it’s also a great time to consider (or reconsider) our life goals, especially as they relate to how we use our precious resources – time, energy, and money. And, in … Continue reading

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Money Personalities

Over the years, attempts have been made to figure out just how money personalities work for different individuals. In order to understand how to target consumers for their businesses, the financial service and retail industries continually research differences in people’s … Continue reading

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Four Money Lessons

I’ve never liked the word “mistake” – it always seems to grate and add a lot of guilt to what is possibly just a need to learn a new lesson or correct an error in judgment. One of my favorite … Continue reading

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Living Cheaper as a Retiree

When I retired a bit earlier than expected last year, I realized I was making a decision to also accept a new lifestyle due to a significant cut in my income. I had also made a decision to retire near … Continue reading

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The Investopedia 100

LOS ANGELES, June 28, 2017 /PRNewswire/ — Stephen Rischall, Co-Founder at 1080 Financial Group, was ranked #9 on the INVESTOPEDIA 100 list of influential financial advisors. Investopedia, the premier online source of trusted financial information and services, announced the inaugural INVESTOPEDIA 100, a ranking of influential financial … Continue reading

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Vacation or Staycation?

Everyone needs time away now and then – from work, school, people, and even from responsibility. Traditionally, families look forward to these times to have the chance to discover, relax, and to engage in activities that aren’t typical day-to-day events. … Continue reading

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Protection from Creditors

When you find yourself in a scenario that you must deal with debt collectors, these seven tips will help you out: 1.Ensure it’s your debt: Be careful when answering calls from debt collectors. You might get calls that aren’t made … Continue reading

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Coping with the Loss of a Loved One

Coping with the Loss of Your Spouse and its Financial Impact Losing a spouse is a stressful transition. And the added pressure of having to settle the estate and organize finances can be overwhelming. Fortunately, there are steps you can … Continue reading

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The Curious Case of Good Debt vs. Bad Debt

“Good debt is a powerful tool but a bad debt can kill you.” Before you knock the door of a bank or a credit card company, it’s essential to know the basic difference between good debts and bad debts. Some … Continue reading

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Harassment from Debt Collectors

Harassment from debt collectors can come in a variety of ways. There are laws set by the Fair Debt Collection Practices Act (FDCPA) that debt collectors are supposed to abide by, but some don’t. It is important when dealing with … Continue reading

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