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Category Archives: Investing

How Much Should You Save by Age 30, 40, 50, & 60

It is agreed that the earlier you start saving for retirement, the better. The big question on the minds of many savers, however, is: “How am I doing?” You may need to save more or less than these amounts based … Continue reading

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The Real Cost of College

How much will your family end up paying for college? Your household’s income may have less influence than you think – and some private colleges may be cheaper than you assume. Private schools sometimes extend the best aid offers. Yes, … Continue reading

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Investing in Your Beliefs

It’s Not Uncommon Many well-educated, socially conscious, and environmentally friendly investors wind up buying shares of companies whose beliefs and business practices are far removed from their own. Why? Often, investors simply haven’t thought about merging their personal beliefs with … Continue reading

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Financial Priorities Young Families Should Address

As you start a family, you start to think more about certain financial matters. Things change when you have kids, so being prepared can make the transition less stressful down the road. Parenting presents you with definite, sudden, financial needs … Continue reading

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Translating Stock Market Jargon

Understanding the terminology used when it comes to stocks, investing, and even Wall Street is challenging to many people. Below are some terms we hear quite often summarized in order to help you. Blue Chips: Stocks that have a history … Continue reading

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Who To Trust With Your Money – 2 Frugal Dudes Podcast

Stephen Rischall,CFP® spoke with Sean Merron, host of the 2 Frugal Dudes podcast  to discuss everything from good (and bad) financial decision making, to investing for the first time, and smart ways to protect yourself from financial fraud. Stephen also shared his … Continue reading

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Should Millennials Be Your Money Models?

Financially, Millennials (or Generation Y) are often criticized for being risk averse and unaware. Is this truth, or is it fiction? In some instances, pure fiction. Here are some good financial habits common to millennials – habits their parents and grandparents … Continue reading

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Is a Home an Investment?

When you buy a home, are you investing? If you buy it to flip it or buy it as a rental property, the answer is yes. If you buy a home simply to live in it, the answer may be … Continue reading

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How You Can Protect Your Investments from a Crash

Certified Financial Planner Stephen Rischall was featured once again on KNX 1070 In Depth Newsradio where he discussed the current situation of the stock market and whether we should be expecting a crash soon. Check out the live interview below … Continue reading

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Spend Money the Smart Way This Holiday Season on KNX 1070

Spend money the smart way this holiday season. Charles Feldman and Mike Simpson, hosts of KNX 1070 In Depth, interview award winning financial planner Stephen Rischall, to discuss smart holiday spending habits and how to avoid mountains of debt so you … Continue reading

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Six Keys to Successful Investing

A successful investor maximizes gains and minimizes losses. Though there can be no guarantee that an investment strategy will be successful and of course all investing involves risk, here are six basic principles that may help you invest more successfully … Continue reading

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CBS – How to Control Your Company’s Cash Flow

Stephen Rischall has been featured in an article by CBS where he shares some insight on how a company can control its cash flow. The full article can be seen below. For most small business owners, cash flow is constantly in … Continue reading

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Are Millennials Taking Their Money Seriously?

See what Stephen Rischall had to say about millennial investors in today’s world. He was recently featured on The Goldstein on Gelt Radio Show where he shared some of his thoughts. Stephen Rischall is an award-winning fiduciary financial advisor. He has … Continue reading

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What Parents Need to Know About Saving for College

If you’re saving for your child’s higher education, you probably have a lot of questions besides “when did college get so incredibly expensive?” One popular savings tool that might puzzle you the most is the 529 Plan. Started in the … Continue reading

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Will You Be Ready When the Market Cools Off?

We have seen a tremendous rally on Wall Street, nearly nine months long, with the S&P 500, Nasdaq Composite, and Dow Jones Industrial Average repeatedly settling at all-time peaks. Investors are delighted by what they have witnessed. Have they become … Continue reading

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Protection Against Elder Financial Abuse

We are becoming more familiar with the notion of financial abuse targeting elders – scams and other exploitation targeting the savings of people aged 60 and older – but many may think, “it won’t happen to my family” or “my … Continue reading

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Switching Jobs and Your 401(k)

Ready to quit your present job and grab an exciting offer from a top-notch company? Great! You’re all set to make a fresh start in your career. But what will you do with your old 401K account? You need to … Continue reading

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How Much Home Can You Afford?

Does buying a home make sense for you financially? It may or may not, depending on some financial, career, and lifestyle factors. Your savings, credit, salary, level of disposable income, and your housing preferences all count. If you are serious … Continue reading

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New Updates in 1080 eMoney

Starting on August 22, we are releasing an update to your 1080 eMoney Personal Financial Website. The updates are intended to help organize and make things even easier by creating a better user-friendly experience. Here’s What’s Changing:  – A modern … Continue reading

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Our Ultimate Financial Survival Guide

Check out our new Ultimate Financial Survival Guide! It provides helpful tips and insight regarding various topics that are all geared towards helping you set up a solid financial foundation. The Ultimate Financial Survival Guide discusses: – setting financial goals … Continue reading

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The Investopedia 100

LOS ANGELES, June 28, 2017 /PRNewswire/ — Stephen Rischall, Co-Founder at 1080 Financial Group, was ranked #9 on the INVESTOPEDIA 100 list of influential financial advisors. Investopedia, the premier online source of trusted financial information and services, announced the inaugural INVESTOPEDIA 100, a ranking of influential financial … Continue reading

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The Curious Case of Good Debt vs. Bad Debt

“Good debt is a powerful tool but a bad debt can kill you.” Before you knock the door of a bank or a credit card company, it’s essential to know the basic difference between good debts and bad debts. Some … Continue reading

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Financial Coaching or Financial Planning?

Most consumers realize at some point in time that there are questions about money that aren’t an inherent or learned part of knowledge and skills. Unless a family member, teacher, friend, or other resource took the time and had the … Continue reading

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The Most Important Financial Concept

I recall many years ago at a Junior Wall Street workshop (yes I really did attend one in my early teens) learning from veteran brokers and traders at the New York Stock Exchange, and hearing them tell me that the … Continue reading

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Fiduciary Education Better than Regulation

There’s been a lot of buzz in the media again lately about the DOL Fiduciary Rule. In large part, it seems people are concerned by the Trump administrations announcement to do away with it. Unfortunately, politics as usual, is getting … Continue reading

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Which is Better: Traditional or Roth IRAs?

Let’s start with the basics. IRA stands for Individual Retirement Account and just about anyone can open one. In order to contribute to an IRA you must have earned income. Traditional IRAs and Roth IRAs have many similarities, but there … Continue reading

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Top 3 Holiday Bonus Ideas

The end of the year is near and that means it’s holiday bonus time! If you’re fortunate enough to receive a bonus this year, there are three very important things you should consider doing with it above all else. First, … Continue reading

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The Holiday Gift that Keeps on Giving

Ever notice your closets are packed full? Even if you move to a bigger house with more closet space, you’ll soon fill them up. The inverse is true with our checking accounts. We tend to spend what we have in … Continue reading

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Yes, There Really is a National Financial Planning Month

Did you know October is national financial planning month? Probably not, but hopefully the title gave that away. Someone much wiser than I once said “a goal without a plan is just a wish”, and they were right! When asked, … Continue reading

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Halftime Report 2016

As we enter into the second half of the year, our economy has been following a similar pattern as it has in the previous couple of years – a disappointing first quarter leading into a seemingly better second quarter. While … Continue reading

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