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Author Archives: 1080 Financial

Will You Be Ready When the Market Cools Off?

We have seen a tremendous rally on Wall Street, nearly nine months long, with the S&P 500, Nasdaq Composite, and Dow Jones Industrial Average repeatedly settling at all-time peaks. Investors are delighted by what they have witnessed. Have they become … Continue reading

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Protection Against Elder Financial Abuse

We are becoming more familiar with the notion of financial abuse targeting elders – scams and other exploitation targeting the savings of people aged 60 and older – but many may think, “it won’t happen to my family” or “my … Continue reading

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Switching Jobs and Your 401(k)

Ready to quit your present job and grab an exciting offer from a top-notch company? Great! You’re all set to make a fresh start in your career. But what will you do with your old 401K account? You need to … Continue reading

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How Much Home Can You Afford?

Does buying a home make sense for you financially? It may or may not, depending on some financial, career, and lifestyle factors. Your savings, credit, salary, level of disposable income, and your housing preferences all count. If you are serious … Continue reading

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Social Security – Myths or Facts?

Some myths & misconceptions keep circulating about Social Security. These are worth dispelling as more and more baby boomers are becoming eligible for their retirement benefits. Myth #1: Social Security will go away before you do. The federal government has announced … Continue reading

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4 Steps to Surviving Your First Mistake on the Job

Mistakes on the job are bound to happen, we’re all human. But the way you handle it is more telling than the mistake itself. Your reaction to any problem is what people will judge the most, so make it count. … Continue reading

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College Costs that Slip the Mind

Yes, that last year of high school has just ended with a celebration called graduation. Proud parents and families throw parties and the graduate receives many gifts and cards. The relieved graduate wants nothing more than to sleep in late … Continue reading

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Co-Signing: Good or Bad Idea?

It’s not hard to recall many heartbreaking stories of family or friends who have agreed to co-sign some sort of loan and then find themselves on the short end. Just think about it, the only reason a lender asks for … Continue reading

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Personal Bankruptcy Explained

No matter the reason, personal debt problems can be devastating. They can lead to depression, feelings of guilt, shame, anxiety, and problems with relationships. Also, these debt issues often result in individuals feeling the need to hide and even lie … Continue reading

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Children and Allowances

Through the years, any variety of theories have been put forth and argued regarding financial allowances for children.  But two approaches seem to have emerged and become the “norms” over the past decade or so. Although many parents do not … Continue reading

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Why Couples Disagree About Money

If you’ve ever been in any kind of relationship, whether dating, living together, or married, chances are you have experienced differences with that other person about money. It’s an age-old problem and it rates high on reasons why couples seek … Continue reading

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New Updates in 1080 eMoney

Starting on August 22, we are releasing an update to your 1080 eMoney Personal Financial Website. The updates are intended to help organize and make things even easier by creating a better user-friendly experience. Here’s What’s Changing:  – A modern … Continue reading

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Our Ultimate Financial Survival Guide

Check out our new Ultimate Financial Survival Guide! It provides helpful tips and insight regarding various topics that are all geared towards helping you set up a solid financial foundation. The Ultimate Financial Survival Guide discusses: – setting financial goals … Continue reading

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A Goal Without a Plan is Nothing

Even though it’s a busy time for most of us, it’s also a great time to consider (or reconsider) our life goals, especially as they relate to how we use our precious resources – time, energy and money. And, in … Continue reading

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Money Personalities

Over the years, attempts have been made to figure out just how money personalities work for different individuals. In order to understand how to target consumers for their businesses, the financial service and retail industries continually research differences in people’s … Continue reading

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Four Money Lessons

I’ve never liked the word “mistake” – it always seems to grate and add a lot of guilt to what is possibly just a need to learn a new lesson or correct an error in judgment. One of my favorite … Continue reading

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Living Cheaper as a Retiree

When I retired a bit earlier than expected last year, I realized I was making a decision to also accept a new lifestyle due to a significant cut in my income. I had also made a decision to retire near … Continue reading

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The Investopedia 100

LOS ANGELES, June 28, 2017 /PRNewswire/ — Stephen Rischall, Co-Founder at 1080 Financial Group, was ranked #9 on the INVESTOPEDIA 100 listof influential financial advisors. Investopedia, the premier online source of trusted financial information and services, announced the inaugural INVESTOPEDIA 100, a ranking of influential financial … Continue reading

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Vacation or Staycation?

Everyone needs time away now and then – from work, school, people, and even from responsibility. Traditionally, families look forward to these times to have the chance to discover, relax, and to engage in activities that aren’t typical day-to-day events. … Continue reading

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Protection from Creditors

When you find yourself in a scenario that you must deal with debt collectors, these seven tips will help you out: 1.Ensure it’s your debt Be careful when answering calls from debt collectors. You might get calls that aren’t made … Continue reading

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Coping with the Loss of a Loved One

Coping with the Loss of Your Spouse and its Financial Impact Losing a spouse is a stressful transition. And the added pressure of having to settle the estate and organize finances can be overwhelming. Fortunately, there are steps you can … Continue reading

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The Curious Case of Good Debt vs. Bad Debt

“Good debt is a powerful tool but a bad debt can kill you.” Before you knock the door of a bank or a credit card company, it’s essential to know the basic difference between good debts and bad debts. Some … Continue reading

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Harassment from Debt Collectors

Harassment from debt collectors can come in a variety of ways. There are laws set by the Fair Debt Collection Practices Act (FDCPA) that debt collectors are supposed to abide by, but some don’t. It is important when dealing with … Continue reading

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Can I Pay Off One Credit Card with Another?

A recent phone call from a friend asking a question for another friend prompted my consideration as to the ins and outs of whether one credit card can be paid off with another credit card. My immediate thought was, well … Continue reading

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Financial Coaching or Financial Planning?

Most consumers realize at some point in time that there are questions about money that aren’t an inherent or learned part of knowledge and skills. Unless a family member, teacher, friend, or other resource took the time and had the … Continue reading

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Five Star Wealth Manager Award – Matt Stadelman

Five Star Professional Honors Matt Stadelman of 1080 Financial Group with the 2017 Five Star Wealth Manager Award Award winners represent a select group of wealth managers in the Los Angeles area.   Sherman Oaks, CA – Five Star Professional … Continue reading

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How to (Un) – Kill Your Credit Score

If you’ve ever gone online to get your credit score or visited with a lender to borrow money and found your credit score to be lower than you expected, you may have freaked out at how horrible it was. So, … Continue reading

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The True Cost of Taking a Break

Every one of us looks forward to taking a break from our routines sooner or later. Whether it’s to visit family or friends over a holiday, a weekend trip to the mountains to ski, or a kid-cation to one of … Continue reading

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Top 3 Things for Your Tax Refund

It won’t be long until nearly everyone in America will participate in the annual activity of filing their taxes to determine their refund, if they owe more or will break even. Most of us know ahead of filing our state … Continue reading

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Time to Get Out of Debt

If you are waking up at night wondering how in the world you will ever pay off debt and continue all of the regular expenses incurred day to day for 2017, it’s a great time to consider how you’d approach … Continue reading

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